When payroll hits, a supplier needs a deposit, or inventory arrives before bank...

https://www.chandlernews.com/contributor_content/liquidity-on-the-wrist-how-arizona-business-owners-use-a-rolex-as-short-term-collateral/article_7379e944-bbd3-4ca6-9e20-1cfee9c8557f.html

When payroll hits, a supplier needs a deposit, or inventory arrives before bank or SBA funds clear, an Arizona owner-operator can use a Rolex as short-term collateral