When a client pays late, a Rolex can help cover the gap without waiting on the...

https://codysinterestingcolumn.cavandoragh.org/how-does-watch-authentication-work-for-a-loan

When a client pays late, a Rolex can help cover the gap without waiting on the next invoice. A lender may advance up to 30% of its value and keep the watch as collateral, giving freelancers short-term cash to keep work moving.