student loan planning

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Student loan planning isn't just about picking a repayment plan; it's understanding how much you'll actually owe after graduation and how that fits into your future salary. I started by mapping out my monthly payments against my expected income, which helped me avoid taking out more than necessary. It's also smart to explore income-driven repayment options and forgiveness programs early, so you're not scrambling later. This kind of proactive budgeting keeps your debt manageable and your post-co…