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credit limit increase 7

https://publishoryx.com/s/h0pdf7z3NJ_BcBoh7s6IU

I called my bank to ask for a credit limit increase the other day, hoping to improve my credit utilization ratio. The rep reviewed my account, asked about my income and job status, then approved me for a modest raise. I was relieved I didn't have to wait months for a hard pull, but I know I need to keep my spending in check to avoid slipping into debt. It's a useful tool when managed carefully.