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official credit dispute channels

https://wiki-fusion.win/index.php/How_to_Dispute_Credit_Report_Errors_and_Protect_Your_Credit_Score

When you find an error on your credit report, official credit dispute channels are the proper way to get it fixed. You can file a dispute directly with the three major credit bureaus—Equifax, Experian, and TransUnion—either online, by phone, or through certified mail. Each bureau investigates your claim and usually responds within 30 days. It's also possible to dispute with the lender that reported the mistake. Sticking to these formal processes is more reliable than social media complaints or…