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최소 4년에서 최장 9년까지 바라는 기간 동안 이용할 수 있으며 초기비용 부담이 없으며 사고와 주행거리까지 제약이 없기 때문이다. 실제 승용차 할부 구입에는 초기자본이 들어가는 데 구매자의 신용에 주순해 할부이율이 달라진다. 반면 초장기렌트카의 경우 초기자본 없이 수행할 수 있으며 신용등급에 주순해 다른 금리 반영이 아닌 점에서 수요자들의 부담을 완화해온 것이 특징이다.
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