After a Florida hurricane, your insurer may cover the damage but not the first...

https://www.web-bookmarks.win/florida-s-2-5-and-10-hurricane-deductibles-can-leave-a-cash-gap-on

After a Florida hurricane, your insurer may cover the damage but not the first chunk of the bill. A 2%, 5% or 10% deductible on a $500,000 home means $10,000, $25,000 or $50,000 out of pocket